Let’s face it: the Bailout Bill doesn’t get to the heart of what’s wrong with our economy.

Neither you, nor I, nor many of those who voted for it believe that this bill is going to solve the pressing issues American families are facing: rising unemployment, stagnant wages, skyrocketing health care costs, a tax system that favors the wealthy over the workers. The enormous challenges facing American families are real and they aren’t going away. But when your ship is taking on water and starting to sink, a bucket looks pretty good.

Another good idea? Start building a better boat.