Just 11 Percent of Uninsured Know When the Next Open Enrollment Period Is
We are less than a month away from the start of the next Affordable Care Act open enrollment period and shockingly few uninsured Americans know that. In the latest Kaiser Family Foundation Poll, only 11 percent of the uninsured know the second open enrollment begins in November. From KFF:
Presumably, this number will improve noticeably as we get closer to the open enrollment period. There will be some outreach campaigns and media coverage. But it is another indication of why the basic premise of the law is deeply flawed.
For the exchanges to function well millions of people, many of them with only a high school education, are expected to be super savvy and diligent health care shoppers. They should be comparing the premiums, networks, drug plans, and cost sharing of dozens of different policies every year. Failing to do all that correctly runs the risk of them making a bad purchase that could cost them thousands.
What we have is many people who don’t understand even basic insurance terms, don’t know when the open enrollment periods are, and don’t know how the system works.
Large companies hire experts to compare all these variables for them and we yet expect a single parent working two jobs to do it as well.