House Passes Republican “Keep Your Health Plan Act”
As expected, the House easily approved the Keep Your Health Plan Act of 2013. The measured passed with the support of almost all House Republicans and 39 House Democrats.
Now that the bill is out of the House it is destined to die. Senate Democrats are not going to take up this bill and President Obama already promised to veto it if they did.
The measure would allow insurance companies which were selling plans in 2013 to sell these same plans again in 2014, even if they don’t meet the Affordable Care Act’s requirements. It would technically go beyond letting people “keep their plans if they like them,” because it would also let new individuals buy into these old policies in 2014. If implemented it marginally make the exchange risk pools worse possibly resulting in higher premiums next year.
President Obama yesterday announced his own administrative “fix” to try to dampen support for any legislative change regarding the issue. It appears he was was fairly successful at keeping most Democrats from voting for this Republican bill.
It is very unlikely any legislation on the issue could get support in both chambers of Congress, or that Obama would sign such a bill if Congress approved it.
As far as the administration is concerned they have dealt with the situation. For better or worse, that is the only solution there is ever likely to be on this matter.
Photo by David Reid, used under Creative Commons license