The top photo is of a luxury home destroyed by flooding of the banks of a river in the US midwest (perhaps Wisconsin), while the bottom photo is of a favela, flooded by normal rains somewhere in Brazil.

The home above is relatively new, very expensive.  The homes below could be found pretty much just as you see them, regardless of any natural disaster.  If two or three of the families from the favela below could share what’s left of the house above, they would probably do so and feel a sense of relief.